Expense Policy & Card Controls Setup
A founder-friendly spend policy and the matching controls configured inside your own card and banking tools.
Who this is for
- Startups that handed out company cards before writing any rules
- Founders who want visibility on spend without approving every purchase
- Teams preparing for a board or investor question about spend controls
What you get
- A written spend policy built for a founder-led company
- Card limits by role, configured in your existing card or banking tools
- Category restrictions and receipt rules set up where your tools support them
- Approval thresholds documented and configured
- A monthly review routine for card spend and exceptions
- A one-page team guide to the new rules
How it works
- Buy the setup and complete a short onboarding questionnaire.
- Share your card holders, typical spend and the card and banking tools you already use.
- We write the policy and configure the controls alongside your team in your own tools.
- We hand over the policy, configured controls, team guide and monthly review routine.
What this is not
We do not choose, open or switch card or banking providers for you. This is not tax, legal or investment advice.
We advise on and configure your own existing card, banking and spend tools. TowerFlow CFO does not issue cards, hold client funds or act as a bank or card provider.
Frequently asked questions
Which card or banking tools do you work with?
The ones you already use. We configure the settings your existing provider offers and document anything it cannot enforce.
Do you need admin access?
We work alongside a team member with admin access, or a limited admin role you create for us.
Will this slow my team down?
The policy is designed so small, in-budget purchases need no approval and only larger or recurring spend is routed.
Is this legal or tax advice?
No. It is an operating policy and controls setup.